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"I was diagnosed with systemic lupus last year, and still not able to see a doctor to begin treatment.
There is no money to spend." —Kimberly, who says her decision to care for her ailing grandparents has made it impossible for her to keep up with her loan payments.
I honestly didn't give my loans much thought until this year when I began my monthly payments.
If I were that age again I would approach education and paying for education with great caution.
Commenter: Thomas Forlano I first attended college in 1999 at the age of 18.
Back then I did not give much thought to the reality of paying back student loans.
I ended up taking out student loans to finance my final two years of my undergraduate schooling and then grad school to become a teacher. Pardon the class envy, but I know a lot of people will say things like you should have thought of that when you took out the loans. But what are you supposed to do if you want an education?
However, due to having to work, etc., it took me 6 years to finish this coursework. And what kind of 'Personal Responsibility' did all of those kids whose parents paid for their educations have to demonstrate?
I knew I could never make the payments on such a loan on a teacher's salary (the estimate was 0/mth - this was in 1995), so I joined the Army to qualify for the student Loan Repayment Program. I have now been paying on a (by the time it was all said and done) ,000 student loan (not including the IRS payments I had to make for about a year) for 11 years. When I was sweating out in the Saudi Arabian dessert on 36 hours shifts, I couldn't help but think of all those kids I would pass in the halls who not only had their tuition and books paid for but living expenses too. Commenter: Jason I'm a lawyer with over 0K in debt.
How naive it is to think this way and be borrowing money by the bushel.
The story highlighting Sallie Mae arouses some questions of intuition about if and when to borrow.
How are you handling your college loans, and how are lenders handling you?
This is the question we asked our viewers and visitors to answer, and the response was overwhelming.